Turned Down For an unsecured personal Loan? Bad Credit?
If you have been turned down for a mortgage or a bad credit personal unsecured loan by a High Street UK Lender, or are unsure of any adverse credit registered against you, it is a good idea to obtain a copy of your credit file. This will give you an insight into what a potential UK lender sees, when they carry out a credit search.
Credit Check
Need help with your credit rating? Checkmyfile.com specialises in just that. They are a online facility that provides you with access to your credit files and helps you improve your credit rating. View your UK credit file online - includes score and rating
The two largest credit reference agencies are Equifax and Experian. The Consumer Credit Act allows both agencies to charge £2 for providing you with copies of your personal information.
Information about Equifax can be found at their website www.equifax.co.uk. You can also write to them at the address below. You need to enclose your full name and address and any previous addresses over the last 6 years. Enclose a cheque or Postal Order for £2 made out to Equifax Europe plc.
Equifax Plc
Credit File Advice Centre
PO Box 11400
Bradford
BD1 5US
To order your Experian credit report visit www.experian.co.uk or call 0870 241 6212
We specialise in helping with
all unsecured personal loans
for tenants in the UK!
APPLY ONLINE NOW !
All you need to apply is:
1. Your residential address for the last 3 years
2. Your bank/building society details
3. Your monthly incomings & outgoings
4. Employers name & address
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
*Delivery may take longer at the weekends / bank holidays or in rural areas. Loans must be arranged before 3.30pm for next day payment. If you choose the optional courier service then an additional £40 will be payable 1 month before your first monthly payment.
Need a UK tenant loan and have Bad Credit?
Poor Credit? Get access to your credit files and help to improve your credit rating.